About JRM Funding LLC
JRM Funding LLC is focused on private real estate lending and real estate-secured investment opportunities built around disciplined underwriting, local market knowledge, and a commitment to responsible capital management.
What Guides the Investment Approach
Disciplined Underwriting
Loan opportunities are reviewed in relation to borrower profile, collateral, property location, loan terms, and repayment strategy.
Real Estate Collateral
The company focuses on lending opportunities backed by real estate assets, while recognizing that collateral does not eliminate investment risk.
Local Market Knowledge
Local and regional market awareness helps support property and opportunity review.
Investor Communication
Investor access, account information, and documents may be provided through the investor portal.
For Investors
Important Notice
Designations
- Licensed Virginia mortgage loan originator (MLO)
- Licensed Virginia real estate agent (“Inactive”)
- Graduate of the Virginia Bankers Association’s Formal Commercial Credit Training Program
Mr. Musseman has more than 20 years’ banking and lending experience in the DC metro area. He has provided credit solutions to DC-area business and consumer customers in roles at national and local banks including PNC Bank and Freedom Bank, and most recently as a Senior Commercial Real Estate lender with a local community bank. He also served in business development at Verisign (formerly Network Solutions) and as a software developer at The Institute for Defense Analyses, a Federal government think tank.
Prior to founding JRMFunding LLC, Mr. Musseman served as the President and CEO of Potomac Mortgage Capital, a local residential mortgage company that he grew into a five-state mortgage banking firm generating more than $200 million in annual loan volume before its sale in 2010.
Musseman is a strong advocate of applying “FinTech” or financial technology to streamline operations and processes, and stays abreast of the latest banking and payment systems innovations to make it easier for customers and referral sources to interact and close transactions with JRM Funding. In the late 1990s he created an Internet B2B platform linking mortgage brokers to large wholesale lenders. He is familiar with current FinTech initiatives within the banking space, including Dwolla, Yodlee, Plaid, Bitcoin/Alt-currencies, and emerging Banking APIs.
Prior to his career in banking and lending, Musseman served five years as a Naval Officer and Staff Officer with the U.S. Navy, stationed in Europe, Hawaii, and Japan. He received his BS from the U.S. Naval Academy in 1990 and an MBA from Emory University in 1997. He resides in Great Falls, Virginia with his wife and two children, and is a Patron of the Classical Ballet Theatre of Herndon.
In the current regulatory environment, banks and traditional home loan lenders are often unable to provide loan funding due to significant internal and regulatory restrictions. What we do is provide private funds to meet the needs of borrowers whose loan request falls outside the regulatory box defined by federal banking regulators and federal GSEs (FNMA/Freddie Mac, FHA, VA, etc.)